Malaysia 1978 20 Sen Coin NGC MS 64

***A real disappointment when this very beautiful coin came back only with a 64 but then, it could be a blessing in disguise for it could have been graded as "AU Details."
A freaking 64 is definitely better than a lousy 63 as many folks have gloated high & low even when they got a mere 63.
Anyway, the infamous & unreliable grapevine has it that someone in Malaysia is going to open a numismatic grading company but the problem its address could not be confirmed yet.
If this coin were to be graded locally, it would in most likelihood be graded as MS 69 or even possibly, MS 70......